The growth of ridesharing and car sharing companies like Uber and Lyft has exploded as more and more people have come to rely on these services. Whether a group needs a ride home after a celebration; you or your spouse needs a ride to the airport; or your non-driving parent needs to get to an important doctor’s appointment, Uber and Lyft can get the job done with minimal disruption to your day.
Unfortunately, drivers for these ridesharing companies are not magically protected from car accidents. When accidents occur and customers are injured, determining who is liable for the injuries can be complicated. Dealing with several different insurance companies can become overwhelming. Claiming any compensation you deserve for your injuries can take a long time as insurance companies battle among themselves.
The experienced legal team at Eichen Crutchlow Zaslow, LLP is dedicated to claiming the maximum amount of compensation available for our clients injured in an Uber or Lyft car accident. We understand New Jersey laws and are able to stand up to large insurance companies that fight to deny liability.
When an accident involving an Uber or Lyft driver happens, injured victims soon discover that there are a number of insurance companies involved. The combination of personal insurance, the Uber or Lyft driver’s insurance, and the ridesharing company’s insurance carriers can make settling a claim seem like a major challenge.
Uber and Lyft driver liability coverage is three-fold. There are conditions of the coverage that largely depend on what stage of work the driver was in at the time of the accident.
Victims injured in the crash will have to contact the ridesharing company’s insurance carrier to determine if contingent insurance benefits are available to cover the injuries or property damage that is not covered by their own insurance company.
Those that try to claim compensation seldom expect to come up against strong resistance. In a large number of cases, each insurance company tries to shift the liability to another insurance carrier. Insurance adjusters and investigators will often try to find a way to place liability on the Uber or Lyft driver, or put pressure on the victim’s personal insurance carrier to pay for damages and injuries.
A car accident, especially one that results in serious injury, often leaves victims in a state of shock. The sudden impact of the accident, the element of surprise, the anxiety and stress, and the pain that can accompany a crash can overwhelm those involved. Many people do not think to contact their personal insurance carrier, while some think the ridesharing company will automatically be liable for damages and injuries.
Negotiations between insurance companies can be brutal, and those outside of the insurance industry can become overwhelmed with the claims process. An experienced and knowledgeable car accident lawyer can help injured victims navigate through the claims process and ensure that their legal rights are protected. A competent lawyer can also make sure that their client receives the maximum amount of compensation from each party involved in the accident.
If you or someone you know has been injured in a rideshare car accident involving an Uber or Lyft driver, call the New Jersey car accident lawyers at Eichen Crutchlow Zaslow, LLP at 732-777-0100, or contact us online to schedule a consultation today. Our experienced legal team is committed to helping our clients claim the maximum amount of compensation available. Our offices are conveniently located in Toms River, Edison, and Red Bank, and serve clients throughout the state of New Jersey.